Who will cash a western union money order

Jan 31, 2022 · Where do I claim my money order if I have obtained a copy of the cashed money order but never received the funds? 6341 Views • 20-Jan-2022 • Knowledge No articles found A stop payment is placed on the original money order when a refund request is submitted and processed. Western Union does not control the mailing process, and it may take an additional 10-15 days. We cannot verify if a customer is an actual purchaser when you call Customer Care. You can check the purchase agreement on the money order receipt.3 attorney answers. Money orders usually require the recipient to verify their identity before the money can be received. In other words, you must prove that you are the intended recipient before the money will be disbursed to you. Still, say there is a way to cash a money order without verification. If you know that you are not the intended ...Most grocery and retail stores partner with either Western Union or MoneyGram, so you'll need to make sure the store you visit partners with Western Union. For example, Walmart will only cash MoneyGram money orders, while Kroger will only cash Western Union money orders. Again, make sure you endorse the money order and bring the proper ID.For instance, you can cashWesternUnionand MoneyGram moneyordersat Walmart. Some pharmacies, such as CVS and Rite Aid, have WesternUnionor MoneyGram counters. Fees for Cashing a MoneyOrderMost places that cashmoneyorderscharge a redemption fee, including banks where you're not a customer. dr ling 2gb footy tips Sharp color schemeYou can bank on easy. We offer money services at every Publix location! Money orders and transfers provided by Western Union, coin redemption, check cashing, and more are all available right at Customer Service. Why? Because we know how busy life can get sometimes, and we want to save you an extra stop.Aug 29, 2020 · Receive a Refund. Instead of cashing your own money order, you can obtain a refund from the place you purchased it (i.e. at Kroger or your bank). There may be a fee to receive a refund. For example, Western Union currently charges a $15 processing fee when you have the original money order/receipt or $30 without the original documentation. Initially announced in January 2021, the services will include domestic and international money transfers, bill payments, and money orders. Through Western Union's global cross-border, cross ...A cash advance is when you use your credit card to get cash. Cash advances are charged a higher level of interest than regular purchases and there is no grace period to avoid the interest. The interest starts accumulating the day you make the cash advance and usually compounds at a daily rate.Total Codes. 19. Best Discount Code. 50 % off. Total Saving Deals. 8. Join the My WU loyalty program for free to earn points with every qualifying transfer. Points can be redeemed for $5, $12, $30, or $100 service fee reductions, extra phone time, or even cash back. Earn a $20 Amazon gift card for up to five referrals of friends and family who ...The individual picking up the money at Western Union may be asked for the name of the sender. Mid-Atlantic Corporate FCU is the sender. To request Western Union Quick Cash, visit a branch, or call a DOLFCU Member Services Representative at (202) 789-2901.MagnifyMoney is wholly-owned by LendingTree, a Marketing Lead Generator and Duly Licensed Mortgage Broker with its main office located at 11115 Rushmore Dr Western Union Financial Services, Inc sell wu transfer, sell western union mtcn, hacker wu transfer, hack money transfer western union, western union bug software * Selling Email and pass - Email leads: 00.Money orders offer a safe alternative form of payment to a regular check. Think of it this way: Getting a money order is a little like using a check that has already cleared the bank. For example ...Western Union Money Order does not expire but within one to three years of the original purchase date, it will begin to depreciate. How To Cash A Money Order? If you are going to cash a money order, you can take it to a bank and deposit it, whether it is through a teller window or an ATM. However, make sure to keep in mind that each bank has ...You can buy a U.S. Postal money order at any post office. Pharmacies, convenience stores, grocery stores, check-cashing stores and retailers may also sell money orders from major issuers like MoneyGram or Western Union. Banks and credit unions also tend to sell money orders. What are some pros and cons of money orders?$10 off fees with this Western Union promo code, Enjoy $10 off money transfer fees when you use this Western Union promo code on your order. $10, OFF, 4 uses today, Western Union Coupon: $0 fee...Answer (1 of 7): There are allsorts of places where Western Union money orders can be encashed. Evything from pawnbrokers, to certain indpendent banks and in the UK certain stores and newspaper shops. Most of them show the sign in their window that they are agents, so just keep an eye out. The ...Pay-O-Matic Check Cashing Corp. is licensed by the Superintendent of Financial Services, pursuant to article 9-A of the Banking Law and is an authorized agent of the following Money Transmitters*: The Pay-O-Matic Corp. and Western Union Financial Services, Inc.The recipient of your money transfer may pick up the money at any Chester’s Check Cashing Store, or any other authorized Western Union agent location. The recipient will need to provide the following information: and the city/state from which the transfer is being sent. a valid government-issued ID with a photo (such as a driver’s license ... A money order is similar to a check, except it’s prepaid and not linked to a bank account. You can generally deposit a Western Union money order in your bank account, or cash it at a check-cashing store or Western Union outlet. Western Union Money Orders You can purchase money orders in a variety of places, including post offices and at stores that work with Western Union. Many retail locations have a money transfer outlet like Moneygram or Western Union counter to make the process convenient. Many consumers send money orders from the United States Post Office, and a...To send money in Ireland you can use a Postal Money Order or Western Union. A Postal Money Order allows you to: Pay bills, Shop by mail order, Donate to charity, Send monetary gifts by post, For an immediate cash transfer, use Western Union. For either of these services, just ask at any post office.Dec 12, 2021 · USPS Money Order pricing works as follows: $1.45 for $0.01 to $500. $1.95 for $500.01 to $1,000. $0.50 for Postal Military Money Orders. International money orders charge an issuing fee of $10.50 and a processing fee based on the destination country. 3 4. Banks and credit unions: At financial institutions, money orders generally cost more (don ... Choose "receive money" by typing "5" Choose "cash a Western Union money order" by typing "3" Enter your 10-digit mandate number; Enter the confidential PIN code (4 digits) of the e-DINAR SMART card; Check the amount of the money order and the name of the sender displayed on the screenOnline money transfer. At your fingertips, you can send money from your bank account to your loved ones and receive it in cash. Cash-out through a partner agent, like Western Union. Klarna visa debit card. Klarna Banking issues Visa debit cards, which you can use to withdraw cash at any Visa ATM anytime, anywhere.$10 off fees with this Western Union promo code, Enjoy $10 off money transfer fees when you use this Western Union promo code on your order. $10, OFF, 4 uses today, Western Union Coupon: $0 fee...Don't forget that you'll probably face some service fees to cash the money order. Depending on where you go, places may charge a percentage of the order amount up to several dollars. Banks and credit unions almost always provide the service for free, especially for their customers. Additionally, before you cash a money order, remember that ...Western Union is a company that offers financial services online or at locations throughout the world. You can cash a check at a Western Union location or send money to a family member or relative who lives far away.. To send money, you provide the recipient's information, the transfer amount, and your bank account information or the cash.If the Money Order Has Been Cashed. Filling out a money order completely, with the recipient's full name and address, makes it difficult—but not impossible—for a criminal to cash it. When you contact the issuer of the money order to request a cancellation, they'll check to see if it has already been cashed.Jan 31, 2022 · Where do I claim my money order if I have obtained a copy of the cashed money order but never received the funds? 6341 Views • 20-Jan-2022 • Knowledge No articles found How to Send Money Anonymously Western Union: About the Fees. Western Union costs differ based on how you transfer funds, how it is received, and where it is sent. In most circumstances, Western Union's online service limits you to $5,000. Follow these procedures if you want to spend $500 in the U. S. and hand it off individual: new construction homes katy under 300k Dec 12, 2021 · USPS Money Order pricing works as follows: $1.45 for $0.01 to $500. $1.95 for $500.01 to $1,000. $0.50 for Postal Military Money Orders. International money orders charge an issuing fee of $10.50 and a processing fee based on the destination country. 3 4. Banks and credit unions: At financial institutions, money orders generally cost more (don ... Many consumers send money orders from the United States Post Office, and a local post office will cash USPS money orders. Does Walgreens cash Western Union money orders? Walgreens does cash money transfers through Western Union. However, be warned that Walgreens can only cash up to $300 a transaction — even though you can purchase a money ... As of 2022, Meijer has a money order policy in place that lets its customers purchase Western Union money orders. There is a maximum limit of $500 and the store charges about $0.65 per money order. In a day, you can buy multiple money orders from Meijer up to a total value of $3,000.28.8K subscribers Using a western union money order to make a payment or cashing a western union money order is pretty simple. This video walks you how to do it and what parts of the money order...When you submit a request to cancel or replace a money order, the issuer will verify if it has already been cashed. If the money order has not yet been paid, you'll receive a refund or a replacement money order. The process usually takes between 30 to 60 days. The time frame for resolution varies depending on the circumstances of the situation.A money order is a paper document, much like a check, that is written for a specific amount and signed by the payer. Unlike a check, however, it's a guaranteed method of payment, which means that it's considered more secure. Many banks sell money orders, and under certain circumstances, the fee may be waived. Unfortunately, Bank of America does not offer money orders. Find out about ...After contacting Western Union Financial Services, Inc. and if you still have an unresolved complaint regarding the company's money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 - telephone number 1-877-276-5554 (toll-free) or visit www.dob.texas.gov for more information.A cash advance is when you use your credit card to get cash. Cash advances are charged a higher level of interest than regular purchases and there is no grace period to avoid the interest. The interest starts accumulating the day you make the cash advance and usually compounds at a daily rate.$10 off fees with this Western Union promo code, Enjoy $10 off money transfer fees when you use this Western Union promo code on your order. $10, OFF, 4 uses today, Western Union Coupon: $0 fee...Western Union has the option to send money by phone. Customers can call the Telephone Money Transfer hotline at 800-CALL-CASH, if they are sending money from the US to a recipient in the US. Send money online and pay in cash, If you want to pay in cash, then you can start your money transfer online and opt for Pay in-store.Pay your bills, or send and receive money from almost anywhere in the world at Walgreens locations with Western Union Money Transfer Services.Western Union ® Money Orders Most of our Check Into Cash stores offer Western Union® Money Services. You can purchase Money Orders and transfer money anywhere in the world, safely and quickly. Find A Store 877.262.2274 How Money Orders Work Find a Store Visit a store nearby to use our easy Western Union ® Money Order services.If you want your recipient to be able to pick up cash, online transfers start at $2.90 for small amounts (e.g. $100) whether you pay by POLi or card, but rise to $6 or more for amounts over $1,000 paid for using POLi, and as high as $14 when paying by card.Companies like Western Union have started to be seen as members of an amazing new industry that facilitates the transfer of funds between any two corners of the globe regardless of how far apart they truly are. ... and you can go here to learn how you can cash your money orders at such outlets. However, another thing that you should keep at the ... sexy naked auntie With Western Union, one can send money online 24/7, and the recipient can collect the money as cash at any Western Union agent location worldwide. In certain countries, however, the money can either be received in a mobile wallet or deposited into a bank account. ... You will want to use a debit card in order to avoid these costs. Paying within ...Cashing an Old Western Union Money Order? 0. Share. 4. Save. Follow. Print. Flag. savannah.davis5399. I opened a letter from on my last birthday from a relative that passed several years ago and inside was a money order from Western Union dated in 1999. Is there some way for me to cash it or is it too old?Dec 12, 2021 · USPS Money Order pricing works as follows: $1.45 for $0.01 to $500. $1.95 for $500.01 to $1,000. $0.50 for Postal Military Money Orders. International money orders charge an issuing fee of $10.50 and a processing fee based on the destination country. 3 4. Banks and credit unions: At financial institutions, money orders generally cost more (don ... Our rules are straight forward and simple for the how to hack western union money transfer: 1) You need to collect transfers within 48 hours of receiving the MTCN Code. 2) We do not do transfers below our minimum $3000. If you are interested to deal with us start with our minimum transfer.Western Union money orders will not be accepted by Walmart as of 2022. As an alternative, Walmart has its own money-ordering facilities that are available to the store's patrons. Additionally, many local grocery stores, banks, and pharmacies will cash Western Union money orders. Find out how to cash your money order today by reading this article!The US Post Office is one of the most common places to both buy and cash money orders. According to the fee schedule of US Post Office, you'll pay $1.25 to cash a money order of up to $500, and $1.70 for one up to $1,000. The fee is just $0.45 for postal military money orders issued by military facilities.At the very least, you should expect to pay $1 for a money transfer to somewhere within the same country as you. Western Union allows you to make your payment with cash, debit card, or credit card. Their service fees tend to be higher on debit and credit cards. This fee, in particular, depends on your own bank's fees for money transfers.Cash money orders can typically be cashed at one's bank or post office. If the money order is from Western Union or other non-postal money order service, it can still be cashed or deposited at the recipient's personal bank. This is assuming the recipient has an established bank account, however. Since many money orders are not issued by banks ... room for rent 3k to 4k taguigAs of 2022, Meijer has a money order policy in place that lets its customers purchase Western Union money orders. There is a maximum limit of $500 and the store charges about $0.65 per money order. In a day, you can buy multiple money orders from Meijer up to a total value of $3,000.The recipient of your money transfer may pick up the money at any Chester’s Check Cashing Store, or any other authorized Western Union agent location. The recipient will need to provide the following information: and the city/state from which the transfer is being sent. a valid government-issued ID with a photo (such as a driver’s license ... Pay-O-Matic Check Cashing Corp. is licensed by the Superintendent of Financial Services, pursuant to article 9-A of the Banking Law and is an authorized agent of the following Money Transmitters*: The Pay-O-Matic Corp. and Western Union Financial Services, Inc.Many consumers send money orders from the United States Post Office, and a local post office will cash USPS money orders. Does Walgreens cash Western Union money orders? Walgreens does cash money transfers through Western Union. However, be warned that Walgreens can only cash up to $300 a transaction — even though you can purchase a money ... Jun 20, 2016 · Western Union® money orders require your address and full name, but others may only have a field for your name. Use your full legal name and your current mailing address in this section. 3. Sign the front of the money order. Make sure to sign the front of the money order. Do not sign the back. The back is for the receiver when they cash the ... At the very least, you should expect to pay $1 for a money transfer to somewhere within the same country as you. Western Union allows you to make your payment with cash, debit card, or credit card. Their service fees tend to be higher on debit and credit cards. This fee, in particular, depends on your own bank's fees for money transfers.Western Union money orders will not be accepted by Walmart as of 2022. As an alternative, Walmart has its own money-ordering facilities that are available to the store's patrons. Additionally, many local grocery stores, banks, and pharmacies will cash Western Union money orders. Find out how to cash your money order today by reading this article!Step 1: Take the money order to a place that cashes them. Step 2: Once you are ready to give the money order to the agent, you'll need to endorse the money order by signing your name on the back of it. Step 3: You'll need to show a valid ID to confirm that you're authorized to cash the money order.Western Union (WU) was founded in 1851 as an American telegraph company, and it began offering money transfer services in 1871. Now, Western Union is one of the world's largest and most well-known...Western Union table fees. To work out the exact costs for your transfer, you'll be able to use the Western Union fees calculator online. Simply enter the currency you want to send to and from, the way you want to pay for the transfer, and how you want your recipient to get the money. This will show you an instant quote for both the fee and ...Many consumers send money orders from the United States Post Office, and a local post office will cash USPS money orders. Does Walgreens cash Western Union money orders? Walgreens does cash money transfers through Western Union. However, be warned that Walgreens can only cash up to $300 a transaction — even though you can purchase a money ... Apparently, Walmart no longer deals with Western Union. I have no experience with this, but is the following search at all helpful? I got the impression that Walgreens can cash one up to $300 from looking at the search results, but you should call to make sure before you go.The officers told me that if I bring back the amount of money which was the $400, then they would put it into evidence and when the case is forwarded to the state attorney or whatever then they would see that I gave the money and maybe the person who is pressing charges for the stolen money order will drop the charges.Online money transfer. At your fingertips, you can send money from your bank account to your loved ones and receive it in cash. Cash-out through a partner agent, like Western Union. Klarna visa debit card. Klarna Banking issues Visa debit cards, which you can use to withdraw cash at any Visa ATM anytime, anywhere.Western Union has an impressive international reach and offers a fast and relatively simple way to transfer money overseas. In many cases, your recipient is able to access the funds within minutes. The exchange rates offered by Western Union are usually slightly better than those offered by the major banks. Cons.The recipient of your money transfer may pick up the money at any Chester’s Check Cashing Store, or any other authorized Western Union agent location. The recipient will need to provide the following information: and the city/state from which the transfer is being sent. a valid government-issued ID with a photo (such as a driver’s license ... Answer (1 of 7): There are allsorts of places where Western Union money orders can be encashed. Evything from pawnbrokers, to certain indpendent banks and in the UK certain stores and newspaper shops. Most of them show the sign in their window that they are agents, so just keep an eye out. The ...Apparently, Walmart no longer deals with Western Union. I have no experience with this, but is the following search at all helpful? I got the impression that Walgreens can cash one up to $300 from looking at the search results, but you should call to make sure before you go.Money orders offer a safe alternative form of payment to a regular check. Think of it this way: Getting a money order is a little like using a check that has already cleared the bank. For example ... accident on 255 illinois today KeyBank: Will accept Western Union money orders. Refuses to accept MoneyGram (from WM) money orders. Recent 2016 reports of problems and risk of shutdown if ... Ohh, and Chase in places like Florida will never allow you to pay a credit card with cash without producing a valid Driver's License as form of ID, while paying your CCs at the same ...When you submit a request to cancel or replace a money order, the issuer will verify if it has already been cashed. If the money order has not yet been paid, you'll receive a refund or a replacement money order. The process usually takes between 30 to 60 days. The time frame for resolution varies depending on the circumstances of the situation.Being that it was a money order issued at a convenience store, she was responsible for filling out the recipient on the money order. Of course, she wrote the Apartment Management Company's name on the recipient line. This is exactly what the check washers need. It can be a check or a money order, makes no difference to them what-so-ever.Jan 31, 2022 · Where do I claim my money order if I have obtained a copy of the cashed money order but never received the funds? 6341 Views • 20-Jan-2022 • Knowledge No articles found Jan 31, 2022 · Where do I claim my money order if I have obtained a copy of the cashed money order but never received the funds? 6341 Views • 20-Jan-2022 • Knowledge No articles found MoneyGram is Western Union's biggest competitor. As of April 2022 it was charging $12.50 for a $200 U.S. domestic transfer funded and received in cash, and $1.99 for the same transfer funded online...Follow these five simple steps for filling out a money order: Fill in the recipient's name. Write your address in the purchaser section. Include your account number if you're paying a bill. Sign ...The scammer takes the wired money and leaves you a fake money order. Learn more about Fake Check Scams #2 W.U. Refund Program. Many Western Union users are familiar with the popular scams.2. Revolut. Revolut is another excellent alternative to Western Union. We like them because their rates and fees are generally much lower. You can also make much larger transfers with them, if you need to. Revolut have an easy to use website and app but unlike Western Union, do not offer cash pick-up as an option.To send Bitcoin to Western Union all you need is: Make an order with CasherBox exchange using this page Choose amount of BTC to sell and to check how many USD you get Enter your credentials. To pick up WU transfer you have to put your name, last name, country and city. For USA users please mention state as well.The Western Union money order tracking service lets you do this online - so long as you have the right details to hand. Armed with a Western Union tracking number, or MTCN, you can find out where your money transfer is right now. ... For instance, a " Money in Minutes" transfer will generally make cash available for pickup very fast, while.After contacting Western Union Financial Services, Inc. and if you still have an unresolved complaint regarding the company's money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 - telephone number 1-877-276-5554 (toll free) or visit www.dob.texas.gov for more information.For this, most of them find Western Union as one of the best and comfortable money transfer company where they can send money online as well as in cash. Western Union online allows you to send money internationally for up to $10,000 per transaction and this limit can be raised if you ask the company. While on Western Union agent location ...The ACE Cash Express Check Cashing Process. How to cash a check at ACE: Bring your check and valid, government-issued ID to an ACE location. One of our associates will scan your check to start the approval process. No credit check required. Get cash in hand. 1. We make it hassle-free to get cash for many types of checks, including: Payroll checks.I googled it and Safeway will cash a Western Union money order. Call them first because not all of them do but some will. Also I'd suggest open a credit union account. No fees with them. We have USAA, Chase, Bank of America and two credit union bank accounts to move money around for various things.A money order is similar to a check, except it's prepaid and not linked to a bank account. You can generally deposit a Western Union money order in your bank account, or cash it at a check-cashing store or Western Union outlet. Western Union Money Orders You can purchase money orders in a variety of places, including post offices and at stores that work with Western Union.You can easily track a Western Union money order and see whether it has been cashed by your recipient by following these steps: Call the Western Union automated help line at (800) 999-9660. The automated help line will give you a series of menu prompts. Make sure to select "Check the Status of a Money Order" when prompted.STEP 1. Using the WU® app or WU.com, select "Pick up cash" from the menu. STEP 2. Follow prompts to complete pre-staging to receive money transfer. This will require you to have the tracking number (MTCN) provided by the sender. STEP 3. Proceed to the counter with your ID and phone number to complete your transaction. FIND DG LOCATION.Money orders purchased from the post office are considered postal orders. While a money order and a postal order are often considered to be the same type of financial instrument, there are a few subtle differences between the two. Those differences focus on where the instruments are obtained, where they may be tendered for cash, and who will accept each as a form of payment.A money order is a paper document, much like a check, that is written for a specific amount and signed by the payer. Unlike a check, however, it's a guaranteed method of payment, which means that it's considered more secure. Many banks sell money orders, and under certain circumstances, the fee may be waived. Unfortunately, Bank of America does not offer money orders. Find out about ...As of 2022, Meijer has a money order policy in place that lets its customers purchase Western Union money orders. There is a maximum limit of $500 and the store charges about $0.65 per money order. In a day, you can buy multiple money orders from Meijer up to a total value of $3,000.The scammer takes the wired money and leaves you a fake money order. Learn more about Fake Check Scams #2 W.U. Refund Program. Many Western Union users are familiar with the popular scams.If the Money Order has been cashed, issuer will notify purchase of the status. If a photocopy of the cashed Money Order is request, purchaser will be asked to complete and mail photocopy request along with $15 processing fee. A photocopy of the cashed Money Order will not be processed until $15 processing fee is received. instagram beni engelleyenleri gormefuller dmin course schedule Jan 31, 2022 · Answer. You may be able to cash your money order at banks and other retailers (grocery stores, check-cashing locations or other stores where you’ve been able to cash checks in the past). In some circumstances, the bank or retailer may charge you to cash your money order. You may also be able to deposit the money order into your bank account ... Find 506 listings related to Check Cash Western Union in Beaverton on YP.com. See reviews, photos, directions, phone numbers and more for Check Cash Western Union locations in Beaverton, OR. ... Sell or Exchange gift card for cash, Western Union - Money Orders, Payday Loans, Bill Payments ...Total Codes. 19. Best Discount Code. 50 % off. Total Saving Deals. 8. Join the My WU loyalty program for free to earn points with every qualifying transfer. Points can be redeemed for $5, $12, $30, or $100 service fee reductions, extra phone time, or even cash back. Earn a $20 Amazon gift card for up to five referrals of friends and family who ...Cash advance fee. Most credit cards charge a cash advance fee of 3% to 5% of the transaction amount with a minimum fee of $5 to $10. On a $1,000 money order, that's a fee of $30 to $50 on top of ...Western Union has an impressive international reach and offers a fast and relatively simple way to transfer money overseas. In many cases, your recipient is able to access the funds within minutes. The exchange rates offered by Western Union are usually slightly better than those offered by the major banks. Cons.The truth of the situation is that there are quite a few stores that have Western Union outlets contained within them. This is because of the fact that having a Western Union or Moneygram outlet makes it more likely that their customers would want to step in through their doors, and you can go here to learn how you can cash your money orders at ... Money orders don't bounce: When you go to cash a money order, you know it's pre-paid, so it won't bounce like checks do. ... Then, the map will update to show Western Union agent locations that sell money orders. It's important to note that you can only use a gift card at some Western Union agents that accept pin-based debit transactions.Western Union offices are typically found in grocery stores or cash advance businesses. Some consumers can send money via the internet. You will be given a control number, which you must give to the person receiving the cash, who will then use it along with their ID card to collect the money from a Western Union collection agent. 4. deadly accident yesterday near illinoisoyn csc codeidoc staff directorystalker iptv code 2021ubuntu create bridge for kvmcustom colt revolver gripshyperverse withdrawal updatecarburetor for ford 300 6 cylinderfashion aesthetic generatorrental properties cairnssavage tacshasta college summer 2022full tilt stage 1 turbomadden 22 free agents listred jacket speech ethos pathos logosgslp vs gzclpcaravan hire cornwall dog friendlymetaverse index price predictionhg8310m firmware downloadultrakill layer 5 release datetiny house with elevator bed for salepoe skill gems xp